Timeline Overview
A straightforward Spanish property purchase typically takes 4-8 weeks from accepted offer to completion. More complex situations, new builds, or properties requiring extensive due diligence may take longer.
Weeks 1-2: Reservation
Offer accepted, reservation contract signed, deposit paid (€3,000-€10,000). Property is taken off market. Due diligence begins. NIE application initiated if not already obtained.
Weeks 2-4: Due Diligence
Lawyer conducts property checks, reviews documents, identifies any issues. Bank account opened if needed. Mortgage application progresses if financing. Any issues negotiated with seller.
Weeks 4-5: Private Contract
Due diligence completed satisfactorily. Private purchase contract (arras) signed. 10% deposit paid. Completion date agreed—typically 4-6 weeks from this point.
Weeks 6-10: Pre-Completion
Funds transferred to Spain. Final checks completed. Notary appointment scheduled. Any outstanding matters resolved. Travel arrangements made if attending in person.
Completion Day
Final payment made, public deed signed at notary, keys handed over. You're now the owner. Celebration appropriate. Post-completion tasks (registry, utilities) follow.
Common Causes of Delays
Due diligence issues, mortgage approvals, document gathering (especially from abroad), seller-side delays, and holiday periods. Build flexibility into your planning and maintain clear communication.
Avertissement important
Ce guide fournit uniquement des informations générales et ne doit pas être considéré comme un conseil juridique, fiscal ou financier. Consultez toujours des professionnels qualifiés pour votre situation spécifique.